Credit Analyst Team Leader

Job Description

Mogo Credit Tanzania, part of Eleving Group, a leading international fintech company, is seeking a Credit Analyst Team Leader. The role includes supervising the credit analysis team, reviewing and approving complex loan applications, mentoring analysts, monitoring workload and portfolio trends, implementing credit policies, liaising with other departments, and reporting team performance.

Requirements

• Bachelor’s degree in Finance, Accounting, Economics, Banking, Business Administration, or related field
• CPA (T) or equivalent professional qualification is an added advantage
• Minimum of 3–5 years’ experience in credit analysis, with at least 1–2 years in a supervisory or team lead role
• Strong knowledge of credit risk assessment, lending principles, and regulatory compliance in Tanzania
• Excellent analytical, problem-solving, and decision-making skills
• High attention to detail with the ability to manage multiple tasks and deadlines
• Strong leadership and team management abilities
• Proficiency in Microsoft Office Suite (Excel, Word, Outlook) and familiarity with credit management systems
• Excellent communication and interpersonal skills
• High level of integrity, professionalism, and ethical standards

Responsibilities

• Oversee and guide the credit analysis team to ensure accurate and timely appraisal of loan applications in line with KYC, company credit rules, and regulatory requirements
• Review and approve complex credit applications before submission to the Credit Committee
• Provide mentorship, training, and performance feedback to credit analysts to maintain high standards of credit assessment
• Monitor workload distribution and ensure timely communication of application outcomes to clients
• Actively participate in and contribute to Credit Committee discussions and decisions
• Ensure effective implementation and communication of credit policies, rules, and procedural updates to the sales and credit teams
• Analyze portfolio trends to identify risks, improve processes, and enhance approval efficiency
• Ensure proper collection, processing, and secure filing of credit documentation
• Liaise with other departments to ensure timely loan disbursement and exceptional client service
• Prepare regular reports on team performance, application turnaround times, and portfolio quality for management
• Perform any other duties as may be assigned by management